21
May
Annuity Digest Site Redesign
Annuity Digest Visitors: This week AnnuityDigest.com has been re-launched with a new and improved design.
1 min read
Articles
Editorial content and blog posts
21
May
Annuity Criticisms Often Boil-Down to Control of Assets
The control of assets issue should make financial services consumers equally if not more wary when their financial advisor never bothers to even mention the word annuity.
2 min read
21
May
Anna Rappaport on Annuities and Planning for the Long Term
Anna Rappaport is widely recognized as a leading expert on retirement systems, workforce issues, the impact of changing demographics and women’s retirement security .
8 min read
21
May
Annuities and the Financial Media – Don’t Believe Everything You Read
The annuity industry is a large and increasingly important part of the financial services landscape. Millions of Baby Boomers are retiring and will be in need of stable sources of income and protection from longevity risk.
Given the industry’s size and importance, the lack of positive press,…
1 min read
21
May
Annuities and Other Forms of Guaranteed Income are Priorities for the Obama Administration
Much has been written over the past couple of weeks about the Obama Administration's support of annuities.
The New York Times ran a story about the "unloved annuity getting a hug from Obama."
Bloomberg featured an article in its personal finance section describing the potential, the pitfalls and…
1 min read
21
May
5 Reasons to Question the Recent Indexed Annuity Article in Bloomberg
An article on indexed annuities appeared in Bloomberg yesterday ( click here to read ).
3 min read
21
May
Achaean Financial is Proving Innovation is Alive and Well in the Annuity Business
Lorry Stensrud, a seasoned executive turned entrepreneur, is on the leading-edge of retirement income product development with his new Venture Achaean Financial.
12 min read
21
May
The Absolute Return Unicorn - Investment Products Offering Both Gains and Protections Prove Elusive
The asset management industry has struggled to provide older investors and retirees with investment products that provide returns with little or no risk of losing principal.
In other words, the industry has not had any success in developing investment products that provide return without any…
1 min read
21
May
Up to 64% of American Households at Risk of Failing to Maintain their Standard of Living in Retirement
The Center for Retirement Research at Boston College released a brief and an update of their National Retirement Risk Index (NRRI). A link to the brief summary can be found here.
1 min read
21
May
Annuities in Japan
The Japanese annuity market is an interesting case study.
1 min read
21
May
Annuity Duration
Are longevity annuities analogous to very long duration bonds with the weighted average of future cash flows pushed so far into the future?
3 min read
21
May
An Interview with Wharton Professor David Babbel - Part One
This is the first part of an interview with Wharton Professor David Babbel.
Professor Babbel led the fixed indexed annuity study that is discussed in several previous posts on Annuity Digest. These posts can be accessed by clicking here.
Part 2 of this interview will be posted later this…
4 min read
21
May
Buffett Blasts Life Insurers for Taking on Crazy Risks with Variable Annuity Guarantees
Credit risk and the general health of life insurance companies that provide variable annuities were topics of conversation during the recent Berkshire Hathaway annual shareholders meeting.
Warren Buffett was critical of the life insurance companies that have provided what are in his opinion…
1 min read
21
May
Calculating the Value of a Pension Buyout Offer
One way to evaluate a pension buyout involves calculating what your future pension payments are worth today and then comparing that value to the buyout offer.
3 min read