Articles

It turns-out that in certain instances bonds may not be needed at all during retirement.

Should be read by everyone before voting.

Boston University Professor Laurence Kotlikoff advocates The Purple Health Plan--a Medicare alternative that is intended to head-off the looming fiscal disaster that is largely driven by Medicare and Social Security entitlement programs.

Old paradigms fade slowly. But as investor demands shift, we think the scales may tip toward goal-based principles sooner than most people think.

In the absence of returns on financial assets, the returns from human capital may turn-out to be the primary lever for wealth creation.

Gross sees the current landscape as fragile, high risk and dominated by large and growing factors at opposite ends of the risk spectrum.

This is the second part of an interview with Professor David Babbel. Part one can be found here. Annuity Digest: Which study results were most surprising to you?  I assume you went into the study with firm views on the non-normality of asset returns.  Given that, was it: a) short-run…

Concerned about the possibility of another market swoon? Take a look at some of the living benefits features that can be attached to most variable annuity products to hedge market risk and lock-in a floor of income. How about inflation risk? Buy a fixed annuity with inflation protection. How…

There currently exists what would appear to be a once in a lifetime opportunity for life insurance companies who are essentially the manufacturers of asset decumulation products such as annuities.

A series of articles examines the odds of financial success in retirement for the average American household.

The Obama administration's proposed financial services regulatory overhaul may have a profound impact on the way that investment advice is disseminated in the United States. The administration's proposal would impose a fiduciary standard on financial advisors who offer investment advice.

- Buffett and Berkshire adding equity exposure to defined benefit pension plans (Bloomberg) - Why does something that “should” happen once every 7,000 years happen every 4 years (Bloomberg) - Obamacare implementation exposes vulnerable retirees to gaps in the system (Bloomberg)

The CFA Institute just held its 2012 fixed income conference in San Francisco.

Consumers must look at financial guarantees with ruthless objectivity because there are some strong currents pushing against the basic value proposition.

Financial advisors who are focused on portfolio management and investment advisory services may find their business increasingly commoditized by new technologies.